The introduction of NAOI Dynamic Investments (DIs) into the world of investing will dramatically change the role of today’s financial advisors. The fact that DIs are standardized portfolio “products” that can be purchased by investors from a variety of vendors via product catalogs, means that advisors of the future will free up time to offer a full range of financial planning services. They will, in essence, become Wealth Managers. On this short page I provide an overview of what Wealth Managers of the future will provide to the investing public.

Financial Advisors Will Offer Standardized DI Investment Products

In the DIT-based future of investing, the methods used and products sold by Financial Advisors will change. And such changes, if made correctly, will be a major boon for the investing advice industry. Let's look at a few reasons why.

DIs are off-the-shelf, standardized products that perform better than any MPT-based, customized portfolio in existence today. Eliminating the need for portfolio customization will free up an extraordinary amount of time for the Financial Advisor of the future. This is time that can be used to provide better, more valuable financial services to the public such those discussed next.

Providing Total Investing Solutions

Dynamic Investments will enable Wealth Managers of the future to offer total investing solutions that contain the following components:

  • Education in investing basics and the use of Dynamic Investments

  • Recommending appropriate DIs and/or DI-based portfolios

  • Offering more comprehensive financial planning education to clients for topics such as savings plans, budgeting, tax planning, retirement plans, social security benefits, insurance, wills, trusts and more.

  • Bringing together a group of specialists and resources (including Web sites) to build a financial "team" for each client

This will be a world in which investment advice will be far simpler than it is today. Wealth Managers, or even individuals, will be able to select powerful Dynamic Investments from a "catalog" developed by companies such as the NAOI and others. Not needed will be the effort needed to sift through reams of market data and analysis to make investment recommendations. DI's let "the market" make buy and sell decisions automatically. The time freed up will go into financial planning and this is what the public needs the most.

The NAOI sees the role of the Wealth Manager of the future as being that of a total financial solutions provider and a one-stop shop for all of an individual's financial needs. 


The Nature of Wealth Manager Investment Recommendations

In a world dominated by Dynamic Investments a Wealth Manager will still recommend which Dynamic Investment products that a client should buy. And for DI Portfolios and Hybrid MPT / DIT Portfolios they will recommend allocations of money to each DI selected. But these will not be the "life and death" decisions that are required in the current MPT portfolio design process where a wrong choice can mean years of lost or unrealized savings. Remember, DIs are “market-sensitive” and automatically change the ETF or Mutual Fund they hold based on a periodic sampling of market trends. They are “dynamic” and capable of adjusting quickly to economic and market changes; unlike MPT portfolios used today that are “static”. Thus, Wealth Managers who recommend DIs that their recommendations are not “set in stone” as they are today using MPT portfolios and exposed to massive market risk.

As long as they meet the specifications set forth by NAOI Dynamic Investment Theory, there are no "bad" Dynamic Investment recommendations. The NAOI has a catalog of powerful DI products that can be used by brokers and individuals to select products appropriate for their goals.

Advisor Consulting

The NAOI is available to consult with today’s Financial / Investment Advisors to make a smooth transition to the Total Wealth Managers of tomorrow. Click here for more information related to NAOI consulting services. Click here for our contact information. And click here to review the NAOI Corporate Site.