The Web site you are reading is dedicated to discussing a new and fundamentally superior approach to investing created by the National Association of Online Investors (NAOI) called Dynamic Investment Theory (DIT). DIT sets forth the logic and the rules for the creation of Dynamic Investments (DIs) that will revolutionize investing for years to come. You will learn about both on this site. The purpose of this page is to give you a quick overview of the NAOI and its President and chief architect of DIT, Leland Hevner. 

About the National Association of Online Investors (NAOI)

Founded by Leland Hevner in 1997, the NAOI is a multifaceted organization having as its primary mission to empower individuals to invest with confidence and take more personal control of their investments. To that end the NAOI provides to the public personal investing education courses, books and college-level classes. The NAOI has taught thousands of individuals how to invest with confidence and is currently the market's premier provider of objective investor education.   

The NAOI also has a Research and Development division that is constantly looking for better ways to invest. The discovery and development of Dynamic Investment Theory, that is discussed on this Web site, is the result of just one such project. 

The Home Web Site of the NAOI is found at

Factors of NAOI Success

The success of the NAOI can be attributed primarily to the fact that it exists to serve the investing public. The NAOI is not affiliated with any seller of investment products or services. This fact allows the organization to create education courses that are completely objective and free of sales bias. NAOI courses are comprehensive and suitable for all people with money to invest regardless of age, experience level or amount of size of their investing account. The NAOI provides the only Individual Investor Certification Program in the market today.

A critical factor of our success is that the NAOI constantly seeks feedback from its students. After each course that the NAOI teaches, students are asked to evaluate its content, format and presentation methods. It is based on this input that the NAOI constantly improves its education offerings to more effectively meet the needs of average people with money to invest.

The NAOI Home Page

More information about the National Association of Online Investors is found on the NAOI Home Page.

About NAOI President, Leland Hevner

Leland B. Hevner is a leading figure in the world of investing research, consulting and education and has been since 1997. He teaches personal investing classes at the college level, has authored 12 published investor education courses and is the Founder and President of the National Association of Online Investors (NAOI), the nation's premier supplier of academically rigorous personal investor education. Thousands of people have taken NAOI investor education courses and dozens of financial organizations have sought his advice and input when formulating a strategic plan for meeting the needs of the investing public and attracting clients.

Author and Writer

Hevner is the author of The Dynamic Investment Bible that is the focus of this site. He has also written multiple investing books, articles for the media and curricula for the personal investing college courses that he teaches. Among his publications are The Perfect Portfolio, a best selling book published by John Wiley & Sons in 2009 and The NAOI Individual Investor Certification Program, consisting of five books and over a thousand pages of education material, that is the gold standard of personal investor education in the market today.

Refer to Leland's Personal Web page and to the NAOI Pressroom for more information on his activities in the industry and media. 

Certified Investment Advisor

Hevner is a certified Investment Advisor having passed the North American Securities Administrators Association 1-65 Uniform Investment Advisor Law Examination commonly referred to as the Series 65 exam.

Investment Researcher and Investing Futurist

When the market crashed in 2008 Mr. Hevner realized that it would take more than education to empower individuals to invest with confidence. Teaching decades old portfolio design methods such as Modern Portfolio Theory (MPT), the standard in the financial industry today, was not giving individuals the power they needed to thrive in today's volatile markets. As a result of this realization, in 2009 he began to search for a new approach to investing, one that does work in today's markets. After significant research he found it in the form of Dynamic Investment Theory. This new theory and the Dynamic Investments that it creates are described on this Web site and in more detail in The Dynamic Investment BibleHevner continues his research efforts to find and develop new investment types and better approaches to investing that will define a better future of investing.


Hevner has provided consulting services to governments, academic institutions and financial organizations around the world. Among his consulting jobs was working with the government of Dubai to set up a nation-wide network of investing training courses aimed at getting Dubai citizens involved in the country's emerging stock market. He has also worked with 401(k) providers and multiple other financial organizations to develop investor training programs in order to enhance their products and services. Often the addition of an NAOI education component transforms a line of "products" into a line of "solutions"!


Since 1997 Hevner has taught college courses on the art and science of personal investing in the Washington D.C. area. His classes are always filled to capacity and student reviews are consistently outstanding. This on-going interaction with the investing public enables Hevner and the NAOI to revise the content of their courses and presentations to meet individual investor needs.  


Hevner has spoken at multiple financial conferences around the world as well as participated in a variety of round-table discussions and debates. His presentations center on his vision of the future of investing and why the current status quo cannot survive. He clearly and logically describes a "future of investing" that will bear little resemblance to the way investing works today. And this is a vision that is unique among his peers. Mr. Hevner is always glad to debate the subject with anyone who disagrees!

Contact the NAOI to schedule Leland as a Speaker.

Individual Investor Advocate

The national media has recognized Hevner’s status as a leading authority and innovator in the field of personal investor education as well as a strong advocate for the average individual with money to invest. He has appeared on the three major commercial TV networks, ABC, CBS, and NBC, as well as multiple times on the CNBC business channel and Fox Business channel as an expert commentator on new approaches to investing. He has been interviewed extensively on radio stations across the United States and is often quoted in the national press. Refer to the NAOI Pressroom for examples of his media appearances.

Education Background

Mr. Hevner holds an MBA from Purdue's Krannert School of Business, a B.S. degree in Computer Science from the Rose-Hulman Institute of Technology with minor degrees in Psychology and Russian. 

Contact Information

Email at  

Phone: 813-847-2121

Or via the Contact page of this site.

NAOI News and Dynamic Investment Updates

To stay updated on all new developments released by the NAOI join our Updates Email List at the bottom of this page.

To stay informed of Dynamic Investment Insights and Applications visit Hevner's Authors Blog on a regular basis.

LinkedIn: Connect with Leland Hevner on LinkedIn at: 

Twitter: For more immediate Updates and News related to Dynamic Investments, follow Leland on Twitter at: